Because when it rains, it pours. Obviously.
My brother and I have had a tumultuous relationship stretching back to our teen years, but we’ve more or less made it work within the last few years with us living in the same city. When TheSoonToBeExHusband and I split, I started tapping those veins of people I’ve helped in the past financially to get some monetary relief as I was not bringing in a reliable income due to my writing sabbatical.
By this I mean, my brother.
I have a lot of open credit but after finally getting my credit in a really good place within the last few years AND not having currently having reliable income to pay it off every month, I was loathed to depend on credit to get me through the next six or so months.
So I asked him for a loan of $3K with a promise to return it back doubled when my divorce settled.
This was in late August.
He agreed to “whatever he could afford” and we were to meet up that weekend. Plans changed and near weekly, I’ve sent him a variation of the following text: “I’m leaving in X weeks. Please come by and pick up your generator and if you can, the money you can lend.”
For weeks he either ignored the text OR responded I needed to make shit right with our mother. I wish her the best of luck and wish her a long and happy life, but I have no intention of making up with her. This is why I grabbed a screenshot with the October 3 date in addition to today’s exchange, as proof of his lack of response.
In his late teens and early ’20s, he “borrowed” thousands from me to pay off his then credit card and medical debt (close to $15K). Later, I also loaned him money to help with the deposit of his house. In 2005/06 when he needed money AGAIN because I was so weary of lending to him without making a dent in the past debt, I have a letter signed by him that was witnessed by a third-party with his intent to pay all of it back with interest.
After a few half-hearted payments he stopped, despite years of promises he would pay it all back. I didn’t even want all of it back or even half, just SOMETHING to show good faith.
Shortly after that, he started the training on becoming an electrician.
He now makes nearly $100K a year. He has a near or slightly over 800 credit score (he brags about it, how I know these things).
He has recently purchased a 2014 or 15 truck, cost was about $55K. Last year he bought and paid off (or nearly paid off) a $10K boat.
He also spends thousands on the restoration of cars and other big ticket hobbies.
So I would have thought that me asking for $3K (or anything really), given my own earning power (I made $62K a year while at my old MPOW. I’m now applying for jobs in my new area like mad that are all in the same range) and my credit history is top notch and how much I’ve loaned HIM over the course of his life AND WITH INTENT TO PAY BACK DOUBLE — would have been some kind of, “Hey. Lisa isn’t going to fuck me out of this.”
I was apparently wrong. But I’m not surprised.
Below is the text conversation from today. His last pot shot to me (not in the below exchange) was, “so get on twitter and report to the masses how bad a person I am.”
You asked and I delivered, dear brother. Don’t say I don’t keep my promises.
(Click for the full image. It reads left to right, top to bottom.)
P.S. After this exchange, I went through and unfriended his dormant FB account (he activates and deactivates depending if he’s looking to hook up with someone or not), people I’m related to by blood, and any of his and our mutual friends. Some of them were feeding him information because he knew things that were only published on FB when his account was dormant at the time.
This Day in Lisa-Universe: 2013